Tips for First Time Buyers

First Time Home Buyers have lots of questions. Buying a home is an important decision for your future, a great investment of both money and time.
I have a wealth of experience helping first time buyers like you make sound, informed decisions.

  • Tip #1: Do Your ‘Home’work
    The perfect home won't find you.  The key step in buying a home is doing the proper research. Educate yourself on local schools, neighborhoods, and the kinds of homes available. Visit my website so you can start to put together your idea of the perfect home.  Many of the communities are featured in videos.  You will find lots of information about the communities and in a format so you can compare them easily
  • Tip #2: Start Planning
    Buying a home needs proper planning.  You could even start a filing system with sections such as home buying, home financing, and service providers.  You can easily focus on the most important steps and give structure to the entire process. My website is a great resource for home features and photos and other pertinent information.
  • Tip #3: Get PreQualified
    Getting prequalified for a loan normally only requires a short phone conversation with a lender.  This information really helps your home search. Prequalification does not guarantee you a loan, but it does provide you with an estimated monthly payment and a price range to use as a guide.   Being prequalified can also often indicate to sellers that you are a serious buyer.
  • Tip #4: Look for Value
    It is important to consider the potential for home appreciation. When you consider the factors that affect the future, it helps you to make the right investment. Protect yourself by taking into consideration the age of the home and gradual shifts in the nature of the neighborhood. You may not think of a new home as a means to make money, but it's an important investment that requires attention and caution.
  • Tip #5: Decide What You're Looking For
    Settle on the home features that are important to you (single story or two story, hardwood floors, architectural style, etc.) and make an ordered list. Having well established guidelines will help narrow down your search and will prevent you from being shown properties that lack your key amenities. It can help you make the decision not to buy an attractive property that doesn't really fit your needs. My website has a search feature that allows you to filter thousands of listings based on attributes that you select. If you know you want a brick house with gas heat and a garage, you can get the results you're looking for.
  • Tip #6: Relax
    You don't have to make an offer on the first home you see. Make sure to look at other listings in the area to get a feel for the marketplace. When you decide to make an offer on a house, consult with your real estate professional so that all of your questions are answered.
  • Tip #7: Shop Around for Your Mortgage
    Deciding on the financing for your home can be as important as choosing a home itself. The first step is deciding what kind of loan best fits you: a fixed rate mortgage, or an Adjustable Rate Mortgage (ARM). There are benefits to each form of loan, and your real estate professional can provide you with more information. Next you'll want to begin to shop around for different lenders.
  • Tip #8: Protect Yourself
    Be careful when signing a contract on a home that allows you to find financing, have the home inspected, and work through any problem areas that may arise. Paying for a quality home inspection is absolutely crucial! You can save yourself thousands in repair costs by being sure of what you're getting into.
    More information for first time buyers can be found on my website, or by giving me a call. I'm confident that I can provide the kind of exceptional service that will make this process an exciting one. Don't hesitate to contact me with any questions you may have, I would love to be of assistance to you.
Tip #8: Protect Yourselfu2028
Be careful when signing a contract on a home that allows you to find financing, have the home inspected, and work through any problem areas that may arise. Paying for a quality home inspection is absolutely crucial! You can save yourself thousands in repair costs by being sure of what you're getting into.
More information for first time buyers can be found on my website, or by giving me a call. I'm confident that I can provide the kind of exceptional service that will make this process an exciting one. Don't hesitate to contact me with any questions you may have, I would love to be of assistance to you.